Glossary · Noun · Capital Structure

Net Debt

Net Debt defined: total interest-bearing debt minus cash, the bridge item between enterprise value and equity value, and the basis for measuring leverage.

Exhibit
Enterprise value to equity value bridge A waterfall: enterprise value of $150 million, less net debt of $75 million, equals an equity value of $75 million. $150M Enterprise Value - $75M Net Debt $75M Equity Value House case: 6.0x x $25M EBITDA

Net Debt is total interest-bearing debt minus cash and cash equivalents. It is the bridge item between Enterprise Value and Equity Value: subtract net debt from the enterprise value and you arrive at the equity a buyer actually pays. A disciplined buyer also folds in debt-like items, such as capital leases, unfunded pensions, and earnouts, that behave like debt even when they are not labeled that way.

Why it matters

Net debt converts an enterprise-level price into the equity check, and net debt divided by EBITDA is the standard measure of leverage. Getting it right is essential to both the entry bridge and the returns: every dollar of net debt you miss is a dollar of equity you understated, and the return math flows from the equity number.

Worked example

From enterprise value to equity

A business with $80M of debt and $5M of cash carries $75M of net debt. At a $150M enterprise value, the implied equity value is $75M. Change the cash balance and you change the equity check dollar for dollar, which is why the cash sweep and the minimum operating cash assumption both feed straight into returns.

The common mistake

Forgetting to net out cash, or omitting debt-like items such as capital leases, unfunded pensions, or earnouts that a disciplined buyer treats as debt in the bridge. Both errors push the equity check the wrong way and distort the Sources & Uses. The fix is a defined-net-debt schedule agreed in the purchase agreement, so there is no ambiguity at close about what counts.

Frequently asked
What is the formula for net debt?
Net debt equals total interest-bearing debt minus cash and cash equivalents. A careful buyer also adds debt-like items such as capital leases, unfunded pensions, and earnouts.
Why subtract cash from debt?
Because cash on the balance sheet can be used to pay down debt on day one, so it offsets the gross debt when measuring the real leverage and the bridge from enterprise value to equity value.
What counts as a debt-like item?
Items that behave like debt even if they are not labeled as such: capital and finance leases, unfunded pension obligations, deferred or earnout consideration, and accrued but unpaid items a buyer would insist on funding.

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